Medina County Contractor Registration: MCSE Insurance & Bond Requirements
If you install, repair, or connect water and sanitary sewer lines anywhere in Medina County, you register with the Medina County Sanitary Engineering Department (MCSE) — a county-level registration on top of whatever city registrations you carry. MCSE is unusually specific about the insurance paperwork: it names the exact form (ACORD 25), the exact limits, and the exact additional insured wording.
MCSE Requirements at a Glance
| Requirement | Detail |
|---|---|
| Who registers | Contractors performing water service and sanitary sewer connection work in Medina County — typically excavators, plumbers, and sewer/septic contractors |
| Fees | $100 new registration / $50 renewal (cash or check) |
| Surety bond | $25,000 Contractor’s Indemnification Bond on the county’s form |
| Certificate of Insurance | ACORD 25 (or equivalent) with limits matching the county’s example — $1,000,000 bodily injury / $500,000 property damage — naming the Medina County Commissioners and the Medina County Sanitary Engineers as Additional Insured |
| Workers’ comp | Ohio workers’ compensation insurance certificate |
| Other | MCSE Code of Regulations acknowledgment and the Medina County Project Safety Agreement (hard hats, OSHA eye protection, ladder rules, and more) |
The Details That Get Applications Rejected
MCSE checks the certificate against its enclosed example line by line. Three failure points come up repeatedly: limits shown as a combined single limit instead of the split BI/PD amounts the county wants to see; the additional insured line naming only “Medina County” instead of both the Commissioners and the Sanitary Engineers; and expired workers’ comp certificates from the state’s mid-year certificate cycle. Any one of those sends the packet back.
Remember this stacks on top of municipal registration — MCSE covers the water/sewer connection work itself, while the city where the property sits (Brunswick, Medina, Wadsworth) still requires its own contractor registration for the rest of the job.
Getting Compliant Fast
- Confirm your GL policy limits reach $1M bodily injury / $500K property damage and that your carrier will endorse both county entities as additional insureds.
- Have your agent issue the ACORD 25 formatted to the county’s example.
- Place the $25,000 indemnification bond on the county form.
- Sign the Code of Regulations acknowledgment and Project Safety Agreement, attach your workers’ comp certificate, and file with the fee at 791 W. Smith Road, Medina.
How UPIC Commercial Helps
ACORD 25s are what we do all day — we issue them for compliance portals, municipalities, and county agencies across Northeast Ohio, formatted to the reviewer’s example the first time. For MCSE we set the split limits correctly, endorse both county entities, and package the bond and workers’ comp certificate with it so your registration goes in complete.
Registering with MCSE? Call (216) 714-3377 or request a quote.
Common Questions
I’m already registered with the City of Medina/Brunswick — do I still need MCSE registration?
Yes, if you touch water or sewer connections. MCSE registration is county-level and specific to that work; it doesn’t replace municipal registration and municipal registration doesn’t replace it.
What’s an ACORD 25?
The standard certificate of liability insurance form used across the industry. MCSE specifically asks for it (or an equivalent) and provides an example showing exactly how limits and additional insureds must appear.
Why does the county want to be an additional insured?
Water and sewer work happens in county rights-of-way and connects to county infrastructure. Additional insured status gives the county direct protection under your policy if your work causes damage — which is also why the required limits are higher than most city registrations.
Requirements set by the Medina County Sanitary Engineering Department, (330) 723-9585 — confirm current fees and the current year’s registration packet. Also see Brunswick and our Medina business insurance page.