by abetts00 | Aug 27, 2026 | Investment Real Estate
Your tenant calls on a Tuesday morning. There was a pipe burst overnight, the unit is flooded, and they need to move out immediately. The mortgage is still due on the first. So is the property tax installment. If your landlord policy does not include the right loss of...
by abetts00 | Aug 17, 2026 | Investment Real Estate
You filed your LLC paperwork, opened a separate bank account, and transferred your rental property into the new entity. You feel protected. But if your insurance policy still has your personal name on it instead of the LLC, you may have almost no coverage at all when...
by abetts00 | Aug 10, 2026 | BOP & Contractors
You scheduled the crew, ordered materials, and showed up to the job site ready to go. Then the building department stops you cold because your certificate of insurance is expired, lists the wrong limits, or names the wrong certificate holder. It happens more than...
by abetts00 | Aug 9, 2026 | Investment Real Estate
You moved out of your house, found a tenant, and kept the same homeowners insurance policy you always had. It feels like the responsible thing to do. But the moment that property became a rental, your homeowners policy likely stopped covering it in any meaningful way,...
by abetts00 | Jul 20, 2026 | BOP & Contractors
Why Ohio General Contractors Need to Verify Subcontractor Insurance Before the Job Starts You get a COI from your sub, you file it away, and the job kicks off. Simple enough. But what happens when that certificate is expired, deficient, or outright fake? In Ohio, the...