COI Tracking Before Ohio Building Permits

You scheduled the crew, ordered materials, and showed up to the job site ready to go. Then the building department stops you cold because your certificate of insurance is expired, lists the wrong limits, or names the wrong certificate holder. It happens more than...

Landlord vs. Homeowners Insurance in Ohio

You moved out of your house, found a tenant, and kept the same homeowners insurance policy you always had. It feels like the responsible thing to do. But the moment that property became a rental, your homeowners policy likely stopped covering it in any meaningful way,...

Why Ohio GCs Must Verify Sub Insurance

Why Ohio General Contractors Need to Verify Subcontractor Insurance Before the Job Starts You get a COI from your sub, you file it away, and the job kicks off. Simple enough. But what happens when that certificate is expired, deficient, or outright fake? In Ohio, the...