by Andrew Betts | Sep 14, 2026 | Uncategorized
You finish a commercial panel upgrade, get paid, and move on to the next job. Six months later, a fire breaks out at that building and the property owner’s attorney is pointing at your wiring. Your first instinct is to call your insurance carrier. But what if...
by Andrew Betts | Sep 3, 2026 | Investment Real Estate
You hand over the keys, collect the first month’s rent, and feel good about your investment. Then three months later, a tenant leaves the bathtub running, floods the unit below, and you find out they have zero insurance. That scenario plays out more often than...
by Andrew Betts | Sep 3, 2026 | BOP & Contractors
Your roofer or HVAC tech is driving to the third job site of the day, ladder rack loaded, van full of tools, when another driver runs a red light. The truck is totaled. A passenger in the other car is seriously hurt. If that van is covered only under a personal auto...
by Andrew Betts | Sep 3, 2026 | BOP & Contractors
You carry a general liability policy, you pay the premium every year, and you assume you’re covered if something goes sideways on a job. That assumption is reasonable, but it may be costing you more than you think. Here’s the scenario nobody wants to...
by Andrew Betts | Aug 27, 2026 | Investment Real Estate
Your tenant calls on a Tuesday morning. There was a pipe burst overnight, the unit is flooded, and they need to move out immediately. The mortgage is still due on the first. So is the property tax installment. If your landlord policy does not include the right loss of...
