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Why Ohio Landlords Should Require Renters Insurance

by Andrew Betts | Sep 3, 2026 | Investment Real Estate

You hand over the keys, collect the first month’s rent, and feel good about your investment. Then three months later, a tenant leaves the bathtub running, floods the unit below, and you find out they have zero insurance. That scenario plays out more often than...

Loss of Rental Income Coverage for Ohio Landlords

by Andrew Betts | Aug 27, 2026 | Investment Real Estate

Your tenant calls on a Tuesday morning. There was a pipe burst overnight, the unit is flooded, and they need to move out immediately. The mortgage is still due on the first. So is the property tax installment. If your landlord policy does not include the right loss of...

Does Your Ohio Rental LLC Need Commercial Insurance?

by Andrew Betts | Aug 17, 2026 | Investment Real Estate

You filed your LLC paperwork, opened a separate bank account, and transferred your rental property into the new entity. You feel protected. But if your insurance policy still has your personal name on it instead of the LLC, you may have almost no coverage at all when...

Landlord vs. Homeowners Insurance in Ohio

by Andrew Betts | Aug 9, 2026 | Investment Real Estate

You moved out of your house, found a tenant, and kept the same homeowners insurance policy you always had. It feels like the responsible thing to do. But the moment that property became a rental, your homeowners policy likely stopped covering it in any meaningful way,...

Vacant Property Insurance for Ohio Landlords

by Andrew Betts | Jul 6, 2026 | Investment Real Estate

What Ohio Landlords Need to Know About Vacant Property Insurance Between Tenants Your last tenant moved out two weeks ago. The unit is empty, utilities are still on, and you’re screening applications. Seems fine, right? Here’s the problem: your standard...

Do You Need a Separate Policy for Each Rental House?

by Andrew Betts | Apr 23, 2026 | Investment Real Estate

If you own multiple single-family rental homes, insurance often grows the same way the portfolio did, one property at a time. You buy one house.Then another.Then another. Before long, you have policies spread across multiple carriers, different renewal dates,...
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  • Loss of Rental Income Coverage for Ohio Landlords

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