by Andrew Betts | May 11, 2026 | Commercial Insurance
If you own rental property in Cleveland, Parma, Lakewood, Cleveland Heights, or anywhere in Northeast Ohio, there’s a good chance your insurance policy is not as comprehensive as you think it is. A lot of landlords assume: “I have a policy.” “The mortgage company...
by Andrew Betts | May 6, 2026 | Commercial Insurance
Nobody grows up saying they want to sell commercial insurance. I sure didn’t. Before I ever wrote a policy or walked a client through their coverage gaps, I spent years working with standardbred race horses. Early mornings, long hours, physical work, unpredictable...
by Andrew Betts | Apr 14, 2026 | Commercial Insurance
A customer gets overserved at your restaurant. They leave, get into an accident, and seriously injure someone. The lawsuit names your business. You turn to your liquor liability policy… …and find out you may not be covered. Why? Because of something most restaurant...
by Andrew Betts | Mar 23, 2026 | Commercial Insurance
Parking Lot Liability Insurance in Cleveland: What Property Owners Need to Know Most property owners assume their insurance covers everything on their property. But parking lots are one of the most common places claims happen—and coverage isn’t always as...
by Andrew Betts | Feb 16, 2026 | Commercial Insurance
She had insurance. She had proof of coverage. She paid her premiums on time. When the loss happened, she expected a check. Instead, she got a denial letter. Not because she didn’t have insurance. Because the policy didn’t match her actual business. And nobody had ever...
by Andrew Betts | Dec 9, 2025 | Commercial Insurance
When most business owners think about insurance, they picture paperwork, premiums, and a policy they hope they never need. What they don’t always see is the actual value a commercial insurance agent brings to the table — especially in a city like Cleveland, where...
