by Andrew Betts | Apr 6, 2026 | Investment Real Estate
The Mistake That Wipes Out Small Multifamily Owners Most owners of 5–20 unit buildings think they’re “covered” because they have a landlord policy. They’re not. And the problem doesn’t show up until a claim—when it’s too late to fix. What Policy You Probably Have (and...
by Andrew Betts | Mar 30, 2026 | Investment Real Estate
Are You Covered If One Tenant Sues Another? Most landlords assume their biggest liability risk is a tenant suing them. That’s not always how it plays out. A lot of claims start with one tenant going after another—and then dragging the landlord into the lawsuit anyway....
by Andrew Betts | Mar 16, 2026 | Investment Real Estate
Most property owners assume their roof is covered. But in Cleveland, many insurance policies quietly restrict or exclude roof coverage once the roof hits a certain age. That means after a storm, the insurance company may only pay a fraction of the replacement cost —...
by Andrew Betts | Mar 2, 2026 | Investment Real Estate
Cleveland buildings are old. Brick storefronts.1920s duplexes.Mixed-use buildings with apartments above retail. They’ve stood for decades. But after a partial loss, age becomes expensive. Not because of the damage. Because of the upgrades. Ordinance & Law coverage...
by Andrew Betts | Feb 25, 2026 | Investment Real Estate
Own a storefront with apartments above in Cleveland? Mixed-use buildings carry unique insurance risks that standard landlord or commercial policies often don’t properly address. Mixed-use buildings look simple. Retail downstairs. Apartments upstairs. One roof....
by Andrew Betts | Feb 10, 2026 | Investment Real Estate
Ice dams are one of the most misunderstood winter insurance losses Ohio landlords deal with. Every winter, rental property owners across Ohio wake up to stained ceilings, dripping walls, and frozen gutters packed with ice. The assumption is simple. Snow caused it....
