by Andrew Betts | Feb 3, 2026 | Investment Real Estate
Most Ohio landlords think vacancy only matters if a property is totally empty. That assumption is how DP3 claims get denied. If you own rental property in Cleveland or Northeast Ohio, your insurance coverage can quietly change—or disappear—after 30 to 60 days, even if...
by Andrew Betts | Jan 27, 2026 | Investment Real Estate
(Most Owners Get Burned by #3) If you own a rental property in Cleveland or the surrounding suburbs and you have a DP3 landlord policy, here’s the uncomfortable truth: Most denied claims aren’t denied because the owner didn’t have insurance.They’re denied because of...
by Andrew Betts | Jan 20, 2026 | Investment Real Estate
If you own a rental property, you’ve almost certainly been told your policy is written on a replacement cost basis. Most landlords nod, assume that means “the insurance company will rebuild my property if something bad happens,” and move on. That assumption is where a...
by Andrew Betts | Dec 19, 2025 | Investment Real Estate
If you own a rental property in Cleveland or the surrounding suburbs, chances are someone has told you that you “need a DP3 policy” — but very few people actually explain what a DP3 landlord policy covers, what it may not cover, and where owners get caught out. This...
by Andrew Betts | Sep 22, 2025 | Investment Real Estate
Owning commercial property in Northeast Ohio can be profitable — but it also comes with risk. When you lease out a retail space, office building, or mixed-use property, you’re not just relying on tenants to pay rent. You’re also responsible if something happens on...
